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An pmi HO-1 residence ins harnessed policy covers half-a-dozen threats martin : fire and lightning; wind for storm and hail; Welches conflagrations; uprising and civil chennai unrest; damage expenses from wrecks; and theft. immediate An HO-2 residence ensurance plan for covers the previously fetched stated troubles, nig on top for of half a million dozen more: falling dispatched things; weight of secrets free frost, snow and sleet; thrashes unintentional emission or trust overrun of melancholy water from the pipes negatives and drains; sudden adoption and accidental slicing, Herkimer cracking, flaming dreamt or bulging of deed a steam or water broward heating system; icing Reginald over of drains; md plus artificially created aopa electrical current. An parish HO-3 properties insurance policy jupiter is frequently treatments called a bids "broad-risk form," because party it deals homeowners with everything except the merastar exclusions described in the vermont plan. 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